Give gifts without worries - SureBright protects every purchase
I heard the crash from the kitchen.
I knew exactly what happened.
The TV. The cat. Again.
These aren't rare stories. They happen daily in the 71% of U.S. households that have pets. For TVs and laptops, repair costs typically run between $200 to $1,500.
We can't live without our furry friends. But we also can't keep replacing thousand-dollar electronics every time they get excited.
A wagging tail, a jumping cat, or a dog running through the living room can send a TV crashing to the floor. On forum discussions, one pet owner shared how their cat jumped against their TV and knocked it over, completely breaking it after years without incident.
Dogs and cats are drawn to cables. Multiple users on repair forums report puppies chewing through Xbox cables, Kinect USB cables, and controller charging cables within weeks of bringing home new gaming equipment.
Often, we place our beverages near the laptop while working. The dog gets excited. Milk splashes. One MacBook owner experienced this exact scenario when their dog knocked over a cup of milk, sending milk straight into the laptop's keyboard. Apple confirmed liquid damage wasn't covered.
Cats walking across keyboards. Dogs pawing at tablets attempting to catch movement on screen. Multiple pet owners on tech forums report cats scratching OLED TV screens while trying to catch birds or other animals shown on nature documentaries.
Here's the detail most pet owners miss.
Manufacturer warranties only cover defects, not damage. Samsung, Apple, LG, Sony, Dell, and Microsoft all offer standard warranties that explicitly exclude "damage caused by accident, misuse, or external causes." Which includes pets.
Your cat knocks your laptop off the table? Accidental damage. Not covered.
Your dog chews through the HDMI port? Physical damage from external forces. Not covered.
Your puppy spills water on your MacBook? Liquid damage. Not covered. Apple's support documentation confirms this explicitly.
Most extended warranties sold by retailers still exclude pet damage. They'll cover power supply failures and internal component breakdowns. But not impact damage.
One Best Buy customer learned this the hard way when their extended warranty denied coverage for screen damage caused by their dog. The warranty specifically excluded accidental damage, only covering mechanical and electrical failures from normal wear.
Here's what you're getting:
Manufacturer warranty? It'll cover a defective power supply. Your cat knocking the TV over doesn't qualify.
Extended warranty? Same story, longer duration. Great if the motherboard fails on its own. Less helpful when your dog's tail is the reason.
Your pet's enthusiasm? That typically costs $800 to $1,500 for TV screen replacement.
The warranties aren't built for real life. They're designed for factory defects in a world where pets don't exist.
Accidental damage protection is designed for real-world scenarios. Drops, spills, impacts, and chewed cables.
This coverage typically handles scenarios like dogs knocking TVs off stands, cats chewing through laptop charging cables and damaging ports, puppies spilling water on gaming consoles, and pets scratching screens. The cost ranges from $40 to $120 per year depending on the device.
Most accidental damage plans handle 2 to 3 claims per year, with coverage typically capped at the original purchase price of each device. Check your plan's annual aggregate limit and per-claim maximum before filing.
Common repair costs when pets strike, based on 2024-2025 industry data:
With SureBright, you can access even lower deductibles, making protection more affordable when accidents happen. You save $1,165 with just two incidents in one year.
Worth considering these features:
Clear pet damage coverage: Policy explicitly states pets are covered. Some plans bury exclusions in fine print.
Fast claims: They should give out a clear timeline of what’s happening. Weeks-long waits defeat the purpose.
Multiple claims per year: Plans covering 2 to 3 incidents work better for multi-pet households.
Reasonable deductibles: $50 to $100 range is typical. Higher amounts start cutting into the value.
Replacement option: Full device replacement if repair costs exceed 70% of device value.
If you have pets and electronics, damage will happen. Standard manufacturer warranties won't help. Extended warranties typically won't either.
SureBright offers accidental damage protection designed for real life, including the unpredictable moments pets bring. Fast claims, transparent terms, and coverage that works when wagging tails and curious paws meet expensive electronics.
.jpg)
